Mortgage Blog
Homes Loans Strategist
Category: Home Buyers (10 posts)
The Benefits of Investing in Income Producing Properties
March 24, 2026 | Posted by: Lorne Andrews
Making money in any real estate venture is a difficult task, and many people don't have the skills (or the stomach) for flipping houses. An alternative to this intrinsically risky activity is to purch ...
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Purchase Plus Improvements Mortgage in Ontario
March 24, 2026 | Posted by: Lorne Andrews
Purchase Plus Improvements Mortgage in Ontario Turning your new Ontario home into a dream homeLorne Andrews Mortgage Broker In fast‑moving housing markets like Toronto and other parts of On ...
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Fall 2025 Canadian Mortgage Trends & Insights Report
March 24, 2026 | Posted by: Lorne Andrews
Did You Know ? Did you know that despite encouraging signs of stabilization in the Canadian mortgage market this fall, the national household debt-to-income ratio remained at an eye-opening 181.8 % i ...
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March 24, 2026 | Posted by: Lorne Andrews
Bank of Canada Rate Hold, What It Means for Mortgages Bank of Canada Rate Hold, What It Means for Variable Rates and 2026 Renewals When the Bank of Canada announces a rate decision, it immediately g ...
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Housing Supply, Affordability, and Inflation, Why Buying a Home Still Feels Hard in Canada
March 24, 2026 | Posted by: Lorne Andrews
Housing Supply, Affordability, and Inflation, Why Buying a Home Still Feels Hard in Canada Many Canadians were hopeful that easing inflation and early interest rate relief would make buying a home ea ...
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Insured Mortgage Rules and Affordability in 2026: A Practical Guide for Canadian Homebuyers
March 24, 2026 | Posted by: Lorne Andrews
If you are trying to buy a home in Canada right now, you have probably felt the disconnect. Rates are lower than they were at the peak, but affordability still feels tight. Home prices in many market ...
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Jan 28-2026-Bank of Canada maintains policy rate at 2.25%
March 24, 2026 | Posted by: Lorne Andrews
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The outlook for the global and Canadian economies is little changed ...
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What programs are available for First Time Home Buyers?
February 1, 2026 | Posted by: Lorne Andrews
First‑Time Home Buyer Programs in Ontario (2026)by Lorne Andrews Buying your first home in Ontario can be daunting — from saving for a down payment to understanding which incentives you ...
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Real Estate 101: Essential Tips for First-Time Home Buyers
March 27, 2020 | Posted by: Lorne Andrews
Buying a home is always a big decision, but when you're a first-time buyer it's even more important to get it right. Without home-buying experience to draw on, it's easy to make mistakes you could reg ...
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10 Essential Tips for Taking Out Your First Mortgage
March 20, 2020 | Posted by: Lorne Andrews
Taking out your first mortgage presents a major financial commitment, possibly the biggest one you'll ever make, so it's crucial that you get the best deal available. Getting a mortgage is often not a ...
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