Mortgage Blog

Homes Loans Strategist

Category: Mortgage (4 posts)

Housing Supply, Affordability, and Inflation, Why Buying a Home Still Feels Hard in Canada

Housing Supply, Affordability, and Inflation, Why Buying a Home Still Feels Hard in Canada

December 23, 2025 | Posted by: Lorne Andrews

Housing Supply, Affordability, and Inflation, Why Buying a Home Still Feels Hard in Canada Many Canadians were hopeful that easing inflation and early interest rate relief would make buying a home eas ...

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Bank of Canada Rate Hold, What It Means for Variable Rates and 2026 Renewals

Bank of Canada Rate Hold, What It Means for Variable Rates and 2026 Renewals

December 15, 2025 | Posted by: Lorne Andrews

Bank of Canada Rate Hold, What It Means for Mortgages Bank of Canada Rate Hold, What It Means for Variable Rates and 2026 Renewals When the Bank of Canada announces a rate decision, it immediately gr ...

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Dec 10-2025 - Bank of Canada maintains policy rate at 2.25%

Dec 10-2025 - Bank of Canada maintains policy rate at 2.25%

December 10, 2025 | Posted by: Lorne Andrews

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. Major economies around the world continue to show res ...

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Fall 2025 Canadian Mortgage Trends & Insights Report

Fall 2025 Canadian Mortgage Trends & Insights Report

November 21, 2025 | Posted by: Lorne Andrews

Did You Know ? Did you know that despite encouraging signs of stabilization in the Canadian mortgage market this fall, the national household debt-to-income ratio remained at an eye-opening 181.8 % in ...

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